Pay Plan

Pricing

Three plans. Pick the one that fits.

Prices in New Zealand dollars, GST included. Monthly, cancel any time in two clicks. No trial that turns into a charge.

Indicative pricing. These amounts are not final and may change before Pay Plan opens. Nothing is charged until you choose a paid plan in the app.

Free

For one person getting started.

$0.00forever

Start with Free
  • Manual accounts
  • One budget
  • Every report and export
  • No bank feeds
  • No AI

No card needed. Free stays free.

Plus

For you, in every budget you're in

$7.99a month

Start with 14 days of Plus, no card needed.

Choose Plus
  • Bank feeds
  • Penny and insights
  • Unlimited budgets
  • Savings goals

Renews monthly at $7.99 until you cancel. Cancel any time; access continues to the end of the paid month.

Household

Plus for you and one partner

$11.99a month

Choose Household
  • Everything in Plus for two adults, each on their own account
  • One person pays for both
  • Your partner keeps their own budgets

Renews monthly at $11.99 until you cancel. One subscription covers you and one partner.

Questions people ask before paying

Is there a free trial?

Yes. Signing up gives you 14 days of Plus, with no card required, so it cannot become a charge. Free is a real plan you can stay on.

How do I cancel?

Settings, then Cancel subscription. Two clicks, no reason needed. You keep the plan until the end of the month you have paid for.

Will the price change?

If it does, you get at least 30 days' notice by email and can cancel before it applies.

Does my partner pay too?

No. One price covers you and one partner. Your partner needs only a free Pay Plan account, then you add them from your subscription.

What happens to my data if I stop paying?

Everything you entered is kept. Plus features switch off, and bank connections pause for 14 days, then disconnect, and their accounts become ones you update by hand. Subscribe again and link your banks to bring the feeds back.